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Head of Digital Lending

Work Location Ha Noi (Ba Dinh District)
Job Level Director
Job Type Permanent
Qualification Bachelor
Experiences 5 Years
Salary Competitive
Industry IT - Software
Deadline to Apply 30/11/2025
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Hướng dẫn ứng tuyển

Bước 1: Điền vào Mẫu thông tin ứng viên LOTTE Finance, tải mẫu tại đây,
Bước 2: Chọn nút "Nộp đơn" bên trên và làm theo hướng dẫn.
Bước 3: Sau khi hoàn tất bước ứng tuyển, nếu đã ứng tuyển thành công, Bạn sẽ nhận được Thư xác nhận ứng tuyển thành công từ LOTTE Finance. Vui lòng đọc email để nắm các thông tin hướng dẫn tuyển dụng tại LOTTE Finance.

Chúc Bạn Sức khỏe và Thành công.

Job Benefit

  • Insurance
  • Allowances
  • Incentive bonus
  • Health checkup
  • Training & Development
  • Salary review
  • Business Expense
  • Seniority Allowance
  • Annual Leave

Job Description

• Collaborate with bussiness to define and implement the company’s digital lending strategy aligned with business goals.
• Build and scale the Digital Lending department to support business growth and digital transformation
• Drive digital transformation across the lending value chain to ensure competitiveness and growth.
• Develop and manage digital lending products (personal loans, BNPL, credit cards, etc.).
• Continuously improve customer journey, ensuring seamless, fast, and secure digital lending experiences.
• Collaborate with related teams to design and implement scalable digital lending platforms.
• Promote the use of AI/ML models, alternative data, and advanced analytics for credit scoring and risk assessment.
• Ensure integration with digital channels (mobile, web, partner platforms).
• Ensure digital lending practices comply with regulatory requirements and internal policies.
• Implement robust fraud detection, cybersecurity, and data protection measures.
• Drive process automation, straight-through processing (STP), and cost efficiency.
• Establish and monitor KPIs (approval turnaround time, NPL ratio, digital adoption rate, etc.).
• Collaborate with internal business units (marketing, operations, IT, finance, collections) to ensure alignment.

Job Requirement

• Bachelor’s or Master’s degree in Finance, Business, Economics, or related field; MBA preferred.
• 8+ years of experience in consumer finance, retail banking, or fintech, with at least 5 years in leadership roles.
• Proven track record in digital lending, product development, and portfolio management.
• Strong understanding of credit risk, regulatory environment, and digital financial services.
• Experience working with digital platforms, APIs, AI/ML credit scoring, and alternative data sources.
• Excellent leadership, communication, and cross-functional collaboration skills.

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